Contribution Method: Contributions are automated based on a pre-configured schedule. If you linked a debit card during setup, your card is debited automatically (typically at midnight). Alternatively, if you funded the plan via your Northquest wallet, the wallet is debited automatically instead.

Flexibility: You cannot change the contribution amount for an existing plan. To change the amount, you must create a new plan.

Impact on Interest: Topping up increases the interest earned, as it is calculated on the updated balance.

Contribution Method: These are fixed-term plans that require an upfront deposit. You cannot add funds or withdraw until the plan reaches maturity.

Flexibility: No top-ups or withdrawals are allowed before maturity. If you wish to save more, you must create a new plan.

Interest: Interest is fixed and does not change with additional contributions, as top-ups are not permitted.

Contribution Method: This plan offers flexibility for top-ups and withdrawals. You can add funds anytime, and the amount must be from 1000 and above.

Flexibility: Designed for users who want to save flexibly and withdraw within a short horizon (e.g., two months).

Impact on Interest: Topping up increases the interest earned, as it is calculated on the updated balance.

Autosave Plans: Contributions are automated, and you can't adjust the schedule and the amount.

Qlock Plans: No top-ups or withdrawals are allowed until maturity.

Qflex Plans: Flexible top-ups are allowed, and withdrawals can be made within a short time frame.

Autosave and Qflex Plans: Interest is calculated on the updated balance after a top-up, increasing your earnings.

Qlock Plans: Interest is fixed and does not change with additional contributions, as top-ups are not permitted.